{"id":14390,"date":"2021-06-28T10:47:05","date_gmt":"2021-06-28T08:47:05","guid":{"rendered":"https:\/\/getitmagazine.co.za\/ballito-umhlanga\/?p=14390"},"modified":"2024-05-28T12:38:26","modified_gmt":"2024-05-28T10:38:26","slug":"retirement-planning-an-important-checklist","status":"publish","type":"post","link":"https:\/\/getitmagazine.co.za\/ballito-umhlanga\/blog\/2021\/06\/28\/retirement-planning-an-important-checklist\/","title":{"rendered":"Retirement planning \u2026an important checklist"},"content":{"rendered":"

A well-planned retirement is key to the comfortable, secure and stress-free life you envisage. By giving it a great deal of thought ahead of time, fine-tuning your needs and wants, and exploring the numerous options out there, you\u2019ll be perfectly placed to find the perfect solution.<\/h3>\n

\"\"<\/p>\n

For many, retirement is a somewhat daunting concept. The secret is in playing an active role in the planning \u2013 recognising this chapter of life as a reality, viewing it positively, and celebrating the opportunities it presents. It goes without saying that financial planning is the most important factor and talking to your financial planner is a crucial step when looking into the future. It\u2019s not only about the rental or purchase of a retirement unit or home, living expenses, covering of levies, rates and utilities, but also factoring in the unknown \u2013 any potential health or care expenses. Once you have a clear picture of your financial situation, you\u2019ll want to compile a personal checklist of non-negotiable and \u2018nice-to-have\u2019 elements. You might want to choose a retirement village close to where you live now \u2013 near friends and familiar places \u2013 you\u2019ll certainly want to be near family.<\/p>\n

\"\"<\/a><\/p>\n

Geoff Perkins of Collins Residential, the developers of Mount Edgecombe Retirement Village, shares a quick checklist to assist with getting the planning process started:<\/strong>
\n\u2022 Consider your family:<\/strong> being near them or at least near to an airport is important to consider.
\n\u2022 Hobbies and like-minded communities:<\/strong> being surrounded by a community who share common interests and values greatly enhances quality of life. If the idea of neighbourly activities and events such as gardening, walking or group exercise has appeal, then planning to settle in a community-orientated estate should be factored in.
\n\u2022 If wanderlust is important: a secure, lock-up-and-go is the ideal solution.
\n\u2022 Pets:<\/strong> For many, finding a pet-friendly retirement solution is at the top of the list.
\n\u2022 Do you enjoy socialising?<\/strong> A retirement community can offer wonderful socialising opportunities, companionship and ways to meet new people.
\n\u2022 For the active:<\/strong> golf, tennis, a gym. For many, staying fit and active is non-negotiable, so ensure your estate shortlist gives you access to these facilities.
\n\u2022 Do you bird watch, hike or walk?<\/strong> Similarly, you\u2019d want to live on an eco-estate or near safe \u2018wild\u2019 areas with trails or boardwalks. The North Coast offers a range of estates that are based on this principle.
\n\u2022 Health matters:<\/strong> whether or not you have existing health care concerns, the option of having access to a full-service health care facility should be a careful consideration.
\n\u2022 Security is a reality:<\/strong> most villages and estates have good security, but think about your latter years – panic buttons and response services should be jotted down.
\n\u2022 Facilities:<\/strong> If you don\u2019t drive or have a car, plan to retire in an estate where regular trips to local shopping centres and outings could be important to you. Similarly, a clubhouse, hairdresser or a coffee shop on site could be beneficial.
\n\u2022 Family fundamentals:<\/strong> visitor\u2019s parking, whether you can comfortably entertain and even planning to ensure your grandchildren\/ friends are able to stay overnight is often overlooked, so be sure to add this important item to the list.<\/p>\n

\"\"You will definitely have a host of questions and considerations that pertain specifically to your particular lifestyle, Geoff says. \u201cJot them down. All that information helps you build a picture of where you\u2019d like to be, and what facilities you need when the time arrives. We have invested an enormous amount of research and thought into our design and facilities. Understanding what retirees are looking forward to, we\u2019ve worked hard to establish an estate in which the community itself plays an active role in establishing activities, clubs and the like.<\/p>\n

Retirement can really be a wonderful time of life, full of opportunities and fewer responsibilities.\u201d<\/p>\n

Details:<\/strong> Mount Edgecombe Retirement Estate: www.merv.co.za<\/a>, Dave: 083 4561897<\/p>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A well-planned retirement is key to the comfortable, secure and stress-free life you envisage. By giving it a great deal of thought ahead of time, fine-tuning your needs and wants, and exploring the numerous options out there, you\u2019ll be perfectly placed to find the perfect solution. For many, retirement is a somewhat daunting concept. The […]<\/p>\n","protected":false},"author":115,"featured_media":14466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,31],"tags":[4551,4550,236,4552,4555,4554,4553,1163],"class_list":{"0":"post-14390","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homes-and-decor-and-garden","8":"category-sponsored","9":"tag-collins-residential","10":"tag-geoff-perkins","11":"tag-mount-edgecombe","12":"tag-mount-edgecombe-retirement-village","13":"tag-retirement","14":"tag-retirement-estate","15":"tag-retirement-planning","16":"tag-retirement-village"},"yoast_head":"\nRetirement planning \u2026an important checklist - Get It Ballito & Umhlanga<\/title>\n<meta name=\"description\" content=\"Geoff Perkins of Collins Residential, the developers of Mount Edgecombe Retirement Village, shares a quick checklist when considering retirement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/getitmagazine.co.za\/ballito-umhlanga\/blog\/2021\/06\/28\/retirement-planning-an-important-checklist\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement planning \u2026an important checklist - 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