{"id":15487,"date":"2023-08-07T16:00:15","date_gmt":"2023-08-07T14:00:15","guid":{"rendered":"https:\/\/getitmagazine.co.za\/lowveld\/?p=15487"},"modified":"2023-08-04T11:51:31","modified_gmt":"2023-08-04T09:51:31","slug":"5-money-saving-tips-to-get-on-top-of-your-household-budget","status":"publish","type":"post","link":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/","title":{"rendered":"5 money saving tips to get on top of your household budget"},"content":{"rendered":"

With the ever-increasing interest rate, your bond repayments might be pushing you to your financial limit, forcing you to take money allocated to other monthly items in order to pay the extra thousands on your home loan.\u00a0<\/strong><\/h4>\n

Get on top of your finances by working out a proper budget to help you visualise your monthly spending. Warning: This exercise might be a harsh reality check, as you may be spending a lot more than you thought. Take this opportunity to reel in your spending habits, lower your debt and stock up your savings.\u00a0<\/span><\/p>\n

We\u2019ve got five tips from <\/span>RE\/MAX<\/span><\/a> of Southern Africa to help you cut down expenses:<\/span><\/p>\n

    \n
  1. Keep your food bill lean: <\/b>If you don\u2019t already, start purchasing groceries in bulk to cut down on your monthly food bill \u2013 and avoid buying fast food, takeaway coffees, or eating out. The average cost of a takeaway coffee is around R30. If you do this daily, five days a week, you\u2019re spending around R600 a month just on coffee.<\/span><\/li>\n
  2. Get thrifty:<\/b> If you need new clothing, consider thrift stores or second-hand items sold through Facebook Marketplace. Avoid buying anything on store credit (unless they\u2019re interest-free accounts) and, if possible, pay these off as soon as you can and close the accounts.<\/span><\/li>\n
  3. Declutter your subscriptions: <\/b>Cancel any unnecessary subscription services. These days, it is common to have subscriptions to multiple streaming services. Try to limit your household to just one at a time to save a couple of hundred rands each month.<\/span><\/li>\n
  4. Opt for pay-as-you-go:<\/b> If your cell phone contract is nearing its end, switch to pay-as-you-go instead of opting for an upgrade.<\/span><\/li>\n
  5. Don\u2019t be a slave to the brand:<\/b> It is worth finding cheaper alternatives for your daily consumables, such as perfumes, deodorants, make-up, cleaning and food supplies, as this will go a long way to helping you reduce your monthly expenses.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    With the ever-increasing interest rate, your bond repayments might be pushing you to your financial limit, forcing you to take money allocated to other monthly items in order to pay the extra thousands on your home loan.\u00a0 Get on top of your finances by working out a proper budget to help you visualise your monthly […]<\/p>\n","protected":false},"author":113,"featured_media":15488,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,1440],"tags":[792,5793,796,5310,4908],"class_list":{"0":"post-15487","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lifestyle","8":"category-shopping","9":"tag-budget","10":"tag-household","11":"tag-money","12":"tag-saving","13":"tag-tips"},"yoast_head":"\n5 money saving tips to get on top of your household budget - Get it Lowveld<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 money saving tips to get on top of your household budget - Get it Lowveld\" \/>\n<meta property=\"og:description\" content=\"With the ever-increasing interest rate, your bond repayments might be pushing you to your financial limit, forcing you to take money allocated to other monthly items in order to pay the extra thousands on your home loan.\u00a0 Get on top of your finances by working out a proper budget to help you visualise your monthly […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\" \/>\n<meta property=\"og:site_name\" content=\"Get it Lowveld\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Get-It-Lowveld-105868179476465\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-07T14:00:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"579\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Get It Local Media\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Get It Local Media\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\"},\"author\":{\"name\":\"Get It Local Media\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/#\/schema\/person\/a0a7343da285456f8363e2bfa99149c6\"},\"headline\":\"5 money saving tips to get on top of your household budget\",\"datePublished\":\"2023-08-07T14:00:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\"},\"wordCount\":328,\"image\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png\",\"keywords\":[\"budget\",\"household\",\"money\",\"saving\",\"tips\"],\"articleSection\":[\"Lifestyle\",\"Shopping\"],\"inLanguage\":\"en-ZA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\",\"url\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\",\"name\":\"5 money saving tips to get on top of your household budget - Get it Lowveld\",\"isPartOf\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png\",\"datePublished\":\"2023-08-07T14:00:15+00:00\",\"author\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/#\/schema\/person\/a0a7343da285456f8363e2bfa99149c6\"},\"breadcrumb\":{\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#breadcrumb\"},\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage\",\"url\":\"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png\",\"contentUrl\":\"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png\",\"width\":1344,\"height\":579},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/getitmagazine.co.za\/lowveld\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 money saving tips to get on top of your household budget\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/#website\",\"url\":\"https:\/\/getitmagazine.co.za\/lowveld\/\",\"name\":\"Get it Lowveld\",\"description\":\"Lifestyle Magazine\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/getitmagazine.co.za\/lowveld\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-ZA\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/getitmagazine.co.za\/lowveld\/#\/schema\/person\/a0a7343da285456f8363e2bfa99149c6\",\"name\":\"Get It Local Media\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\/\/getitmagazine.co.za\/wp-content\/uploads\/2023\/01\/avatar_user_113_1675168333-96x96.jpg\",\"url\":\"https:\/\/getitmagazine.co.za\/wp-content\/uploads\/2023\/01\/avatar_user_113_1675168333-96x96.jpg\",\"contentUrl\":\"https:\/\/getitmagazine.co.za\/wp-content\/uploads\/2023\/01\/avatar_user_113_1675168333-96x96.jpg\",\"caption\":\"Get It Local Media\"},\"url\":\"https:\/\/getitmagazine.co.za\/lowveld\/blog\/author\/larav\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 money saving tips to get on top of your household budget - Get it Lowveld","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/","og_locale":"en_US","og_type":"article","og_title":"5 money saving tips to get on top of your household budget - Get it Lowveld","og_description":"With the ever-increasing interest rate, your bond repayments might be pushing you to your financial limit, forcing you to take money allocated to other monthly items in order to pay the extra thousands on your home loan.\u00a0 Get on top of your finances by working out a proper budget to help you visualise your monthly […]","og_url":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/","og_site_name":"Get it Lowveld","article_publisher":"https:\/\/www.facebook.com\/Get-It-Lowveld-105868179476465","article_published_time":"2023-08-07T14:00:15+00:00","og_image":[{"width":1344,"height":579,"url":"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png","type":"image\/png"}],"author":"Get It Local Media","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Get It Local Media","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#article","isPartOf":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/"},"author":{"name":"Get It Local Media","@id":"https:\/\/getitmagazine.co.za\/lowveld\/#\/schema\/person\/a0a7343da285456f8363e2bfa99149c6"},"headline":"5 money saving tips to get on top of your household budget","datePublished":"2023-08-07T14:00:15+00:00","mainEntityOfPage":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/"},"wordCount":328,"image":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage"},"thumbnailUrl":"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png","keywords":["budget","household","money","saving","tips"],"articleSection":["Lifestyle","Shopping"],"inLanguage":"en-ZA"},{"@type":"WebPage","@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/","url":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/","name":"5 money saving tips to get on top of your household budget - Get it Lowveld","isPartOf":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/#website"},"primaryImageOfPage":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage"},"image":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage"},"thumbnailUrl":"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png","datePublished":"2023-08-07T14:00:15+00:00","author":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/#\/schema\/person\/a0a7343da285456f8363e2bfa99149c6"},"breadcrumb":{"@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#breadcrumb"},"inLanguage":"en-ZA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/"]}]},{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#primaryimage","url":"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png","contentUrl":"https:\/\/getitmagazine.co.za\/lowveld\/wp-content\/uploads\/sites\/24\/2023\/08\/Get-It-Featured-Image-2-37.png","width":1344,"height":579},{"@type":"BreadcrumbList","@id":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/2023\/08\/07\/5-money-saving-tips-to-get-on-top-of-your-household-budget\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/getitmagazine.co.za\/lowveld\/"},{"@type":"ListItem","position":2,"name":"5 money saving tips to get on top of your household budget"}]},{"@type":"WebSite","@id":"https:\/\/getitmagazine.co.za\/lowveld\/#website","url":"https:\/\/getitmagazine.co.za\/lowveld\/","name":"Get it Lowveld","description":"Lifestyle Magazine","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/getitmagazine.co.za\/lowveld\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-ZA"},{"@type":"Person","@id":"https:\/\/getitmagazine.co.za\/lowveld\/#\/schema\/person\/a0a7343da285456f8363e2bfa99149c6","name":"Get It Local Media","image":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/getitmagazine.co.za\/wp-content\/uploads\/2023\/01\/avatar_user_113_1675168333-96x96.jpg","url":"https:\/\/getitmagazine.co.za\/wp-content\/uploads\/2023\/01\/avatar_user_113_1675168333-96x96.jpg","contentUrl":"https:\/\/getitmagazine.co.za\/wp-content\/uploads\/2023\/01\/avatar_user_113_1675168333-96x96.jpg","caption":"Get It Local Media"},"url":"https:\/\/getitmagazine.co.za\/lowveld\/blog\/author\/larav\/"}]}},"_links":{"self":[{"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/posts\/15487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/users\/113"}],"replies":[{"embeddable":true,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/comments?post=15487"}],"version-history":[{"count":1,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/posts\/15487\/revisions"}],"predecessor-version":[{"id":15489,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/posts\/15487\/revisions\/15489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/media\/15488"}],"wp:attachment":[{"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/media?parent=15487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/categories?post=15487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/getitmagazine.co.za\/lowveld\/wp-json\/wp\/v2\/tags?post=15487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}