{"id":19519,"date":"2024-02-29T10:00:56","date_gmt":"2024-02-29T08:00:56","guid":{"rendered":"https:\/\/getitmagazine.co.za\/pretoria\/?p=19519"},"modified":"2024-02-28T11:14:18","modified_gmt":"2024-02-28T09:14:18","slug":"buying-property-how-to-get-bond-ready-in-3-steps","status":"publish","type":"post","link":"https:\/\/getitmagazine.co.za\/pretoria\/blog\/2024\/02\/29\/buying-property-how-to-get-bond-ready-in-3-steps\/","title":{"rendered":"Buying property: How to get bond ready in 3 steps"},"content":{"rendered":"

You are ready to buy property? Great\u2026but are you aware of exactly how much you can afford to pay on monthly home loan repayments? Even if the interest rate suddenly goes up?<\/strong><\/h4>\n

Make sure you are in a comfortable financial position and that you can manage the costs involved by following these three steps to finding your bond sweet spot:<\/p>\n

    \n
  1. Bond calculator: <\/b>To avoid disappointment and to prevent getting caught off guard by an interest rate hike at some stage early into your first home purchase, play around with a <\/span>bond calculator<\/span><\/a> to see how home loan instalments change based on various interest rates. This will give you a good idea of the budget window you can play in.\u00a0<\/span><\/li>\n
  2. Scroll to the bottom: <\/b>During your online house-hunting, remember to scroll right to the bottom of a property listing where you will usually find information about the total bond fees and transfer costs, giving you a good indication of what additional fees you are in for.\u00a0<\/span><\/li>\n
  3. Work with a bond originator: <\/b>When it\u2019s time to get serious about a bond, work with a bond originator, as they will be able to get the best deal on your home loan, and they can help you get pre-approved so that you know how much of a home loan you qualify for.\u00a0<\/span><\/li>\n<\/ol>\n

    Now you are ready to contact an estate agent and start the fun part – viewing homes.<\/span><\/p>\n

    For more information on buying property, visit <\/span>RE\/MAX.<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    You are ready to buy property? Great\u2026but are you aware of exactly how much you can afford to pay on monthly home loan repayments? Even if the interest rate suddenly goes up? Make sure you are in a comfortable financial position and that you can manage the costs involved by following these three steps to […]<\/p>\n","protected":false},"author":113,"featured_media":19520,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2893],"tags":[8052,8053,1340,6582],"class_list":{"0":"post-19519","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homes-and-decor","8":"tag-home-loan","9":"tag-house-bond","10":"tag-property","11":"tag-re-max"},"yoast_head":"\nBuying property: How to get bond ready in 3 steps - Get it Pretoria<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/getitmagazine.co.za\/pretoria\/blog\/2024\/02\/29\/buying-property-how-to-get-bond-ready-in-3-steps\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buying property: How to get bond ready in 3 steps - Get it Pretoria\" \/>\n<meta property=\"og:description\" content=\"You are ready to buy property? 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